Pricingfrom

Free to start. Pay only to apply.

Your first check is free — our AI shows what you qualify for in minutes, with no impact on your score. You only pay when you decide to apply and a specialist prepares and processes your application: from €50.

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What the €50 covers

When you apply, a person takes over.

The AI check is free. The fee is for the human work that turns a match into a real, submitted application.

  • A specialist reviews your full financial profile
  • We prepare and complete your client application
  • Your application is submitted to the lenders you match with
  • A real person guides you through each lender's requirements
  • Updates on your Creditly score as things progress
  • In-app support, seven days a week
On top of the base fee

Some cases need a bit more.

Depending on your situation, your application may need extra services. These are optional, charged separately from the €50, and we always quote them and get your approval before anything is billed.

Legal support

If your case needs a lawyer — for review, representation, or specialist advice — their fee is quoted separately before any work begins.

Document processing

Notary, official certificates, translations, or other paperwork may carry processing fees. We list each one before you proceed.

Always quoted first

Every add-on comes with a clear price you approve in advance. No surprise charges, nothing buried in the fine print.

Important: any add-on is shown and agreed with you upfront — you are never charged for an extra service without approving it first.

Questions

Honest answers.

How much does Creditly cost?
The initial AI check is free. If you decide to apply, a specialist processes your application — from €50. Extra services like legal help or document handling are billed separately and always quoted upfront.
What's free, and what do I pay for?
Seeing what you qualify for is free: our AI runs the first check in minutes, with no impact on your score. You only pay when you ask us to prepare and submit a real application — that part is handled by a person.
What exactly does the €50 include?
The human work on your application: a specialist reviews your profile, completes your client questionnaire, submits it to the lenders you match with, and guides you through what each one needs.
What extra costs might apply?
Depending on your case, you may need a lawyer or document-processing services (notary, certificates, translations). These are optional, charged on top of the €50, and we quote each one before any work starts.
Will checking my offers hurt my credit score?
No. The AI check uses a soft credit inquiry to surface your offers. Soft checks are invisible to lenders and have zero impact on your score. Only a direct application with a lender may trigger a hard check.
What if I have questions or a complaint?
Reach our support team inside the app any day of the week. For formal complaints, we follow the regulated complaints process outlined in our Terms — response within five business days.

See what you qualify for.

Your first AI check is free and won't touch your score.

Check my offers